Savings & Investment Plans

Early Defined Guaranteed Earnings (EDGE)

Kotak Early Defined Guaranteed Earnings (EDGE) is a life insurance plan designed to provide immediate income and long-term financial security. It offers two plan options: Insta Income and Early Income, allowing policyholders to receive cashback within 7 days and guaranteed income starting from the 13th month, respectively.

The plan is suitable for individuals aged 91 days to 55 years and requires a minimum annualized premium of ₹50,000. Policyholders can also defer the guaranteed income for up to 5 years. The plan includes optional riders for health and well-being, and deductions on premiums paid and benefits received are available as per tax laws.